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30+ INDUSTRY SECTORS

Industries We Serve

Every industry faces unique operational and financial risks. At SKD, we help businesses across sectors identify these risks and secure the right insurance solutions.

Indian industrial insurance advisor at a business facility
30+Industry Sectors

Different industries operate under different risk environments — from operational hazards and liability exposure to regulatory and financial risks. SKD works closely with businesses across sectors to design tailored insurance solutions that ensure operational continuity, financial protection, and long-term resilience.


Our team understands the nuances of each industry and provides strategic risk advisory along with access to comprehensive insurance coverage from leading insurers across India.

Featured Industry Sectors

Deep sector knowledge drives better risk identification and superior coverage outcomes for our clients.

Manufacturing

Manufacturing businesses face equipment breakdown, fire hazards, supply chain disruptions, and workforce safety concerns. SKD provides comprehensive risk strategies covering assets, production facilities, and business continuity.

Healthcare & Hospitals

Healthcare institutions operate in highly sensitive environments where patient safety, medical liability, and operational continuity are critical. SKD protects hospitals, clinics, and healthcare providers against professional liability and operational risks.

Logistics & Transportation

Logistics companies face cargo damage, transit accidents, operational liabilities, and supply chain disruptions. SKD provides tailored solutions that protect fleets, cargo, and logistics operations across domestic and international routes.

Construction & Infrastructure

Construction projects involve complex risks including site accidents, equipment damage, project delays, and contractor liabilities. SKD supports developers and contractors with specialized programs safeguarding projects from planning to completion.

IT & Technology

Technology firms face cyber risks, data breaches, intellectual property exposure, and service liabilities. SKD provides specialized coverage for software companies, IT services firms, and tech-enabled businesses.

Financial Services

Financial institutions operate in a highly regulated environment with exposure to professional liability, cyber risks, and fraud. SKD provides tailored solutions for banks, NBFCs, fintech companies, and financial advisors.

All 30+ Industries We Serve

Explore dedicated risk guidance for established industries, specialised operations, and India’s fastest-growing business segments.

Emerging Segments

Fast-evolving sectors where technology, new business models, intellectual property and changing regulation create distinctive exposures.

11 sectors
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Media & Entertainment

Film, television and content businesses face production delays, talent risks, equipment loss and intellectual-property disputes. Specialist cover protects the journey from first draft to final delivery.

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Events & Exhibition

Concerts, conferences and exhibitions commit substantial funds before opening day. Cancellation, non-appearance, public liability and equipment cover protect organisers against disruption.

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Startups & Emerging Businesses

High-growth businesses face evolving contractual, cyber and governance risks with limited capital buffers. Scalable insurance supports expansion and investor confidence.

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Renewable Energy

Solar, wind and clean-energy projects combine construction, machinery, weather and revenue exposures. Lifecycle protection supports assets from installation through operation.

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Education Institutions

Schools, colleges and training organisations manage campuses, students, staff and sensitive data. Structured cover addresses property, injury, cyber and institutional liability risks.

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Professional Services

CA firms, legal practices and consultants depend on expertise and client trust. Professional indemnity, cyber and office protection safeguard reputation and financial stability.

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E-commerce & Digital Businesses

Online businesses depend on digital infrastructure and fulfilment networks. Cyber threats, inventory loss, platform interruption and logistics liabilities require integrated protection.

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Telecom

Telecom operators manage towers, network equipment and continuous data transmission. Property, machinery, cyber and business-interruption cover helps maintain service continuity.

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NGOs & Non-Profit Organisations

Non-profits manage social programmes, volunteers, funding and public engagement. Appropriate cover protects property, events, governance responsibilities and community operations.

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Defence & Aerospace

Precision manufacturing, high-value equipment and strict contractual obligations create complex risks. Specialist programmes protect assets, products and project execution.

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Aviation

Aircraft operations, passenger liability, ground handling and technical services demand highly specialised protection for operators and aviation infrastructure stakeholders.

Specialised Sectors

Complex, regulated and asset-intensive operations that require industry-specific underwriting and carefully coordinated insurance programmes.

12 sectors
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Pharmaceuticals & Life Sciences

Product liability, clinical trials, contamination, recalls and regulatory scrutiny can materially affect pharmaceutical businesses and their reputation.

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Pharmacy Retail & Distribution

Medicine storage and distribution demand consistent product integrity. Cover addresses stock deterioration, transit loss, product liability and regulatory exposure.

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Ports & Shipping

Marine operations combine vessels, cargo handling, terminals and environmental liability. Protection extends across maritime activity and connected logistics chains.

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Energy & Power

Power generation and transmission rely on capital-intensive infrastructure exposed to machinery failure, fire, catastrophe and third-party liabilities.

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Retail & Trading

High inventory turnover and customer footfall create exposure to fire, theft, customer injury, supply disruption and cyber payment fraud.

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Hospitality, Hotels & Restaurants

Property damage, guest injury, food liability and interruption can quickly affect reputation and revenue in high-footfall hospitality businesses.

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Oil & Gas

Exploration, storage and processing operations face fire, explosion, environmental and business-interruption risks requiring high-value asset and liability protection.

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Chemicals & Petrochemicals

Hazardous materials, plant explosions and environmental exposure make coordinated property, engineering and liability cover essential.

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Food Processing & Beverages

Contamination, product recalls, machinery failure and cold-storage losses can interrupt production and damage hard-earned consumer trust.

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Textiles & Garments

Machinery-intensive production, combustible inventory, labour exposure and export transit create interconnected operational risks.

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Warehousing & Distribution

Large stock concentrations face fire, theft, deterioration and third-party risk. Property and transit protection keeps distribution networks moving.

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Agriculture & Agri-Business

Climate, crop, equipment, storage and supply-chain risks make structured protection vital to seasonal income and long-term sustainability.

Primary Sectors

Core industries that power India’s physical, commercial and digital economy, supported by comprehensive asset, liability and continuity protection.

10 sectors
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Manufacturing & Engineering

Plant, machinery, inventory and complex supply chains face fire, breakdown, workplace injury, product liability and production downtime.

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Construction & Infrastructure

Project execution, heavy machinery, structural risks and contractor liabilities require protection throughout the project lifecycle.

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Logistics & Transportation

Goods transit, fleet operations, warehousing and contractual liabilities demand coordinated cargo, motor and liability protection.

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Healthcare & Hospitals

Medical negligence, critical equipment, patient data and regulatory scrutiny create significant financial and reputational exposure.

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IT & Technology

Cyber threats, intellectual-property disputes and service obligations place digital resilience and professional liability at the centre of protection.

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Banking & Financial Services

Regulatory actions, cybercrime, fraud and governance claims require strong professional, crime, cyber and management liability programmes.

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Real Estate & Property Development

Developers face construction, title, public liability, unsold inventory and completed-property risks from acquisition through handover.

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Automobile & Auto Components

Precision production, component defects and interdependent supply chains create machinery, recall, product liability and interruption exposures.

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Mining & Natural Resources

Remote sites, heavy machinery, workforce hazards and environmental responsibilities require specialised operational and liability protection.

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FMCG

High-volume production and distribution networks face product liability, inventory, transit and supply-chain interruption risks.

Industry Detail

Manufacturing & Engineering

Manufacturing operations face complex risks including fire hazards, machinery breakdown, supply chain disruptions, and workforce liabilities. Insurance protection ensures operational continuity and financial resilience.

Key Risks

  • Machinery breakdown and equipment failure
  • Fire and property damage to plant
  • Supply chain interruptions
  • Worker injury and workplace accidents
  • Product liability claims
  • Business interruption losses

Insurance Solutions for Manufacturing

A comprehensive suite protecting every layer of manufacturing operations.

Property InsuranceEngineering InsuranceMarine/TransitLiability InsuranceWorkmen's CompensationBusiness Interruption
Industry Detail

Construction & Infrastructure

Construction and infrastructure projects involve execution risk, contractor liabilities, heavy machinery exposure, and workforce safety concerns. Structured insurance planning is essential to manage risk across the project lifecycle.

Key Risks

  • Project site accidents and structural failure
  • Heavy equipment damage
  • Third-party injury and property damage
  • Project delays and cost overruns
  • Design errors by engineers and architects

Insurance Solutions for Construction

End-to-end project protection from groundbreaking to completion.

Contractor's All RiskErection All RiskMachinery InsuranceThird-Party LiabilityProfessional Indemnity
Industry Detail

Logistics & Transportation

Transport businesses face risks from cargo loss, accidents, theft, and supply chain disruptions. Our specialized solutions protect fleets, cargo, and operators across India and internationally.

Key Risks

  • Cargo loss, damage, and theft in transit
  • Vehicle accidents and third-party liability
  • Driver injury and workforce risks
  • Warehouse damage and storage risks
  • Supply chain disruption

Insurance Solutions for Logistics

Comprehensive protection for every mile from origin to final delivery.

Marine Cargo InsuranceFleet InsuranceCarrier's Legal LiabilityWorkmen's Compensation
Industry Detail

Healthcare & Hospitals

Healthcare institutions require protection against medical liabilities, equipment risks, and patient safety exposures. SKD structures specialized programs for hospitals, clinics, nursing homes, and medical professionals.

Key Risks

  • Medical malpractice and professional negligence claims
  • Equipment breakdown and damage
  • Cyber threats on patient data
  • Regulatory and compliance exposures
  • Employee safety and occupational hazards

Insurance Solutions for Healthcare

Comprehensive protection designed for the unique risk environment of medical institutions.

Medical MalpracticeHospital PackageProfessional IndemnityCyber InsuranceGroup Health & GPA
Industry Detail

IT & Technology

Technology firms face cyber risks, data breaches, intellectual property exposure, and professional service liabilities. As digital threats escalate, comprehensive tech-sector insurance is no longer optional.

Key Risks

  • Cyber attacks and data breaches
  • Professional errors in software delivery
  • Intellectual property disputes
  • Director and officer liability
  • Employee disputes and HR risks

Insurance Solutions for IT

End-to-end risk protection for technology businesses.

Cyber LiabilityProfessional IndemnityD&O LiabilityGroup HealthGroup Personal Accident

Don't see your industry?

We serve businesses across all sectors. Contact our advisory team to discuss your specific risk environment and coverage needs.

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