Media & Entertainment Insurance India
From the First Draft to the Final Frame — Every Risk, Covered.
Purpose-built cover for films, television, OTT productions, live events, exhibitions, advertising and content businesses across India.
One Industry. Three Complete Risk Architectures.
Start with your world. We structure the cover around how your production, event or campaign actually operates.
Film & TV Insurance
Cast, crew, equipment, sets, additional expense and OTT-ready E&O arranged as one modular production package.
Explore production cover →Events & Exhibitions
Cancellation, non-appearance, public liability, stage equipment and exhibition transit cover for every scale of event.
Explore event cover →Advertising & Content
Professional indemnity, media liability, shoot cover and specialist protection for agencies, brands and creators.
Explore content cover →The Business of Stories Is Also the Business of Risk.
Every film, event and advertising campaign is a high-stakes, time-bound project. Budgets are fixed, schedules are unforgiving, and the assets involved can be irreplaceable. One disruption at the wrong moment can cascade into losses no production house should absorb alone.
SKD brings structured, IRDAI-compliant risk management to India's media ecosystem—from an independent regional film to a multi-language OTT original. We do not retrofit generic commercial policies onto creative projects; we build cover around the budget, schedule, talent, equipment, locations and distribution requirements.
What it covers: Additional production costs when a designated lead actor, director or key talent cannot perform due to covered death, accidental injury or hospitalisation. It can respond to crew wages, equipment rentals, locations and holding costs. Voluntary withdrawal and contractual disputes are excluded.
What it covers: Committed costs such as script development, location recce and crew advances if a production is abandoned before principal photography due to an insured event.
What it covers: Custom sets, period props, costumes and production materials against insured fire, flood, theft, accidental damage and transit loss.
What it covers: Owned or hired cameras, lenses, drones, lighting, grip and sound equipment against accidental physical damage, theft and loss in transit.
What it covers: Legal defence and compensation for accidental third-party injury or property damage arising from location and production activity.
What it covers: Extraordinary costs to complete or resume a shoot following a covered interruption, including extended rentals, crew wages and location rebooking.
The OTT gateway: Protection against allegations of copyright infringement, defamation, privacy breach and unauthorised use. Major distribution platforms commonly require a valid E&O certificate before release.
What it covers: Cash, cheques and negotiable instruments against insured theft while in transit, in a safe or with responsible employees.
What it covers: Physical storage media, recorded footage and reshoot costs following insured loss, corruption, damage or accidental erasure.
What it covers: Personal accident benefits for accidental death and disability, plus group medical cover for listed crew during the production period.
Reimburses insured non-recoverable costs if an event is cancelled, postponed or abandoned due to a covered peril, and may include necessary rescheduling expenses.
Protects an organiser's net financial exposure when a named performer, headliner or keynote speaker cannot appear due to insured illness, accident or death.
Covers legal defence and insured damages for third-party bodily injury or property damage arising from the event. Often required by venues and authorities.
Protects stages, screens, sound systems, lighting rigs, generators and décor during set-up, the live event and dismantling.
All-risk exhibit protection can run from outward transit through the show and return. Prize indemnity can transfer the financial risk of high-value promotional contest prizes.
Covers legal defence costs and insured damages arising from allegations of professional negligence, errors, omissions or missed obligations.
Addresses content claims including copyright or trademark infringement, defamation and invasion of privacy across video, audio, social and print media.
Adapts cast, equipment, third-party liability and additional expense cover to the highly compressed timelines of TVCs and brand-film shoots.
Specialist market options may protect recoverable advance fees and defined exposures arising from a celebrity's inability to fulfil contracted obligations, subject to underwriting availability.
Come to the First Conversation Informed.
At the beginning of pre-production, ideally alongside the first major financial commitment. Cast cover should be bound before shooting begins; E&O may be arranged closer to delivery.
It is not generally mandated by law for domestic theatrical releases, but it may be contractually required by lenders, OTT platforms, international partners or location authorities.
Yes. Cover can be proportional to the production budget and risk profile, from starter liability and crew packages to a complete ten-section programme.
Potentially, subject to underwriting. Policies are not retroactive and cannot cover a loss that happened before inception.
Film title, genre and language; budget breakdown; principal cast and ages; schedule and locations; and details of stunts, special effects, international travel or high-value equipment.